By the time you’ve completed the Road Map®, and the Financial Plan has been written, Steve Margulin will know what your values and goals are, and he’’ll know how to help you progress from both a financial standpoint and a life standpoint. Then, it’s a question of checking in to see if that plan is being implemented and to change it when your life circumstances alter.

The Implementation Plan is an action plan: a list of the specific actions that you’re going to take over the next year or so.

One such action might be increasing your contributions to investments by $200/month, so that you can retire at the age you would like to.

Or it might be looking at Long Term Care Insurance quotes and choosing the plan that best fits your income and projected future health needs.

Maybe you’re a workaholic who needs to take a vacation. Okay. So the action plan might involve saving money for the trip, scheduling time off work, and making reservations.

You might not have enough of a financial cushion in your bank accounts, and the action plan might involve increasing your monthly savings.

Whatever specific actions are needed to help carry you forward to meet your specific goals, those are the items that Steve will include on your Implementation Plan. The rationale is: If you keep doing what you’ve always done, you’ll continue to get what you’re currently getting. For many people, that just won’t cut it.

Many people find it difficult to make changes in their lives. The Implementation Plan lays out the path for you, taking some of the pain away from change. It also helps bring your life into balance, so that you’re not spending all your time worrying and working on finances.