Single people may not have someone with whom they can discuss their life dreams and transitions and the ensuing financial implications. Enter Steve.

One of Steve Margulin’s clients calls him her Financial Husband. She says, “I don’t have to cook for him and there are no complications of romantic involvement. I just have a long-term professional relationship with someone who will be there with me and walk me through all the important decisions of my life.”

Another client moved from Texas to Colorado, took an early retirement in Texas, and intends to work a few more years in Colorado. She will live on the new salary and use the retirement income to pay off her new house in about eight years. She is happy, living the dream she described to Steve, who was supportive and coached her through her transition.

Steve has a number of single women clients. It seems to be a fairly common theme with many of them that they worry about having their money last in retirement. One, in particular, had a fear of becoming a bag lady. Steve helped her look carefully at her finances and figure out a plan of action, so that she could have a secure future and be able to put the fear of becoming a bag lady out of her mind. As a result of that action plan, it’s six years later and her house is paid off. She says, “I never thought I could do it.”

Another client, self-employed, is a widower, who described to Steve the life he would like to live: a simple life with time for hobbies, family, and walking his dogs in the nearby field. Later, when discussing income tax planning, he told Steve of an offer he received to bid on a large project that would entail a two-year Phase One and a three-year Phase Two. It would require hiring five co-workers in three states, and his time would be spent supervising the new hires and managing a very large endeavor. “Just how does this fit in with the simple life you described?” Steve asked. As a result of Steve’s questioning, the project wasn’t bid; the client’s lifestyle remains simple, and he is living the life he wants.

Completing the Financial Road Map® can be an important first step for Singles. The Road Map enables you to put words to your dreams and to have goals to work toward.

It also helps to have a long-term Life Coach who gets to know you and what is important to you, who will be there for you as you walk along your path in life, providing an ear to listen, advice when you need it, and inspiration and motivation to keep you on track.