There are unique opportunities and planning strategies to consider regarding your business. Steve Margulin has been working with small business owners for over two decades and can offer beneficial suggestions for your business from his background as a management accountant and controller.

The reality of our economy, however, is that it goes through cycles, and many businesses fail each year. If your business were to fail, how would you survive? Are all your eggs in one basket? If a business is a large part of your net worth, it may be a better strategy to implement a MORE...

Do you have the Answers?

Far too often, as we go along in our busy lives, it seems that there are many, many tasks with a higher priority than organization. Although most of us have good intentions to clean out and update paper files, to organize our electronic files, or to gather all of our important documents in one place, actually getting these tasks done is another matter.

Your personal data may be all there…somewhere...but, the crucial question is: Where’s the central depository in case someone else needs access?

Preparation and organization can MORE...

“Shouldn’t we be concerned with achieving freedom long before we start thinking about front porches and rocking chairs?”

--George Kinder--The Seven Stages of Money Maturity

During the middle and last chapters of our lives, we still want our quality of life to be good in all areas. We have the need to feel connected to other people; we have spiritual needs; we need good nutrition and exercise; we may need caregivers. There are also considerations involving the costs of long-term care and housing; when we should start taking social security; cash flow planning; and planning MORE...

Single people may not have someone with whom they can discuss their life dreams and transitions and the ensuing financial implications. Enter Steve.

One of Steve Margulin’s clients calls him her Financial Husband. She says, “I don’t have to cook for him and there are no complications of romantic involvement. I just have a long-term professional relationship with someone who will be there with me and walk me through all the important decisions of my life.”

Another client moved from Texas to Colorado, took an early retirement in Texas, and intends to work a few MORE...

Many people never have to worry about money again!

With that said, here’s what you can expect:

We’ll analyze your budget.

We’ll project how much you can spend each month without running out of money during your lifetime.

We’ll help to take care of all your investments. We’ll analyze the investments you currently have for appropriateness, considering your age and income needs. We’ll make recommendations for changes, as necessary, to see that you have the right kind of investment and a good asset allocation. We NEVER take control of your assets. MORE...

If you were no longer able to run your company, what would happen to it? Have you provided instructions so that your family members, co-owners, managers, and employees know what your wishes are and the tasks that have to be done to keep your business running successfully? Aside from the possibilities of disability or death, have you considered that you may not want to run your business for the rest of your life—that you may want to spend your later years pursuing other interests?

Ninety percent of the millions of businesses in America are family-owned and managed, MORE...